Products
Coverage Overview
Our coverage is designed with flexibility and disciplined underwriting principles to protect a wide range of commercial properties. We focus on delivering quality coverage, providing stability, and maintaining exceptional service to our broker partners and their clients.
We operate nationwide in scope and write in all 50 states except Hawaii and Alaska.
Single Locations:
- Minimum Premium: $10,000
Non-Critical CAT Coverage:
- Natural catastrophe coverage is limited, with wind excluded in Tier 1 areas from Texas to Maine. However, all other perils (AOP) coverage is still available in Tier 1, excluding wind.
Earthquake:
- Entirely excluded.
Up to $2.5M in non-critical zones (outside FEMA Zones A-V).
Primary Coverage:
- Limit: $10M
- Carrier: Canopius US Insurance, Inc.
- AM Best Rating: FSR: A- (Excellent), FSC: XII
Excess Coverage:
- Limit: $15M+
- Carrier: Knight Specialty Insurance Company.
- AM Best Rating: FSR: A- (Excellent), FSC: XI
Real estate such as:
- Hotel & Motel
- Office Buildings
- Shopping Centers
- Lessor’s Risk Only (LRO)
Hospitality, including:
- Bars & Nightclubs
- Restaurants
- Entertainment Venues
Other interests comprising of:
- Entertainment & Sports Facilities
- Bowling Alleys
- Golf Courses
- Wineries & Distilleries
- Gas Stations
- Habitational
- Heavy Manufacturing
- High-Hazard Warehousing
- Energy & Recycling
© 2026 BlueSkyProperty; Nothing on this website constitutes an offer, inducement, or contract of insurance. This material is only intended for licensed insurance agent and producer use. This is not intended for business owner or insured use. If you are not a licensed agent or producer, please disregard this communication. BlueSkyProperty and Praxis Insurance Associates, LLC dba Praxis
Insurance Agency, LLC: CA License 0L64661. All Rights Reserved
BlueSkyProperty acts as a managing general agent, managing general underwriter, or program administrator, as applicable, and is a licensed insurance producer where required by law. Insurance products are offered only in jurisdictions where authorized. Coverage is issued by licensed insurance companies. Not all products or services are available in all states.