Products
Coverage Overview
Our coverage is designed with flexibility and disciplined underwriting principles to protect a wide range of commercial properties. We focus on delivering quality coverage, providing stability, and maintaining exceptional service to our broker partners and their clients.
We operate nationwide in scope and write in all 50 states except Hawaii and Alaska.
Single Locations:
- Minimum Premium: $10,000
Non-Critical CAT Coverage:
- Natural catastrophe coverage is limited, with wind excluded in Tier 1 areas from Texas to Maine. However, all other perils (AOP) coverage is still available in Tier 1, excluding wind.
Earthquake:
- Entirely excluded.
Up to $2.5M in non-critical zones (outside FEMA Zones A-V).
Primary Coverage:
- Limit: $10M
- Carrier: Canopius US Insurance, Inc.
- AM Best Rating: FSR: A- (Excellent), FSC: XII
Excess Coverage:
- Limit: $15M+
- Carrier: Knight Specialty Insurance Company.
- AM Best Rating: FSR: A- (Excellent), FSC: XI
Real estate such as:
- Hotel & Motel
- Office Buildings
- Shopping Centers
- Lessor’s Risk Only (LRO)
Hospitality, including:
- Bars & Nightclubs
- Restaurants
- Entertainment Venues
Other interests comprising of:
- Entertainment & Sports Facilities
- Bowling Alleys
- Golf Courses
- Wineries & Distilleries
- Gas Stations
- Habitational
- Heavy Manufacturing
- High-Hazard Warehousing
- Energy & Recycling