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FAQs

BlueSky Property is exclusive and selective with appointments. We work directly with a select group of retail brokers on non-CAT primary placements, prioritizing brokers who deeply understand the classes they are servicing. For wholesale broking teams, we do not offer broad appointments but instead focus on primary placements that require unique solutions, such as quota share, excess, or DIC CAT capacity that falls outside our program.

Yes, we regularly quote ex-wind policies in Tier 1 regions. This typically happens when insureds choose not to purchase CAT coverage or when our broker partners secure DIC wind capacity.

BlueSky Property is not a habitational market and must decline most habitational risks, including single-family homes, apartments, and condos. However, we can consider assisted living facilities on a limited basis, provided they meet specific underwriting criteria.

It depends. We have in-house authority to provide up to $25M on a primary basis, but we may not always use the full limit. For well-protected risks, we can also build capacity above $25M on either a primary or excess basis.

BlueSky Property is not a wholesaler. As a Managing General Underwriter (MGU), we operate with exclusive capacity, underwriting on behalf of Canopius and Knight Specialty. Since we launched in 2024, we likely offer an option that brokers and their insureds haven't seen before, providing innovative and unique solutions to meet their needs.

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BlueSkyProperty acts as a managing general agent, managing general underwriter, or program administrator, as applicable, and is a licensed insurance producer where required by law. Insurance products are offered only in jurisdictions where authorized. Coverage is issued by licensed insurance companies. Not all products or services are available in all states.