Products
We operate nationwide in scope and write in all 50 states except Hawaii and Alaska.
Single Locations:
- Minimum Premium: $10,000
Non-Critical CAT Coverage:
- Natural catastrophe coverage is limited, with wind excluded in Tier 1 areas from Texas to Maine. However, all other perils (AOP) coverage is still available in Tier 1, excluding wind.
Earthquake:
- Entirely excluded.
Up to $2.5M in non-critical zones (outside FEMA Zones A-V).
Primary Coverage:
- Limit: $10M
- Carrier: Canopius US Insurance, Inc.
- AM Best Rating: FSR: A- (Excellent), FSC: XII
Excess Coverage:
- Limit: $15M+
- Carrier: Knight Specialty Insurance Company.
- AM Best Rating: FSR: A- (Excellent), FSC: XI
Real estate such as:
- Hotel & Motel
- Office Buildings
- Shopping Centers
- Lessor’s Risk Only (LRO)
Hospitality, including:
- Bars & Nightclubs
- Restaurants
- Entertainment Venues
Other interests comprising of:
- Entertainment & Sports Facilities
- Bowling Alleys
- Golf Courses
- Wineries & Distilleries
- Gas Stations
- Habitational
- Heavy Manufacturing
- High-Hazard Warehousing
- Energy & Recycling
Coverage Overview
Our coverage is designed with flexibility and disciplined underwriting principles to protect a wide range of commercial properties. We focus on delivering quality coverage, providing stability, and maintaining exceptional service to our broker partners and their clients.